
Lets take a quick look to see how these two funds compare.
This fund seeks to provide current income and some capital appreciation. The approximate asset allocation is 30% stocks, online credit report free New Orleans 65% bonds, and 5% cash. It is a fund of funds, holding the Vanguard Total Bond Market II Index Fund, Vanguard Total Stock Market Index Fund, Vanguard Inflation-Protected Securities Fund, Vanguard Prime Money Market Fund, and Vanguard Total International Stock Index Fund. Here is the current asset allocation per Vanguard as well as the equity online credit report free New Orleans and bond style boxes from Morningstar.
Number of stocks held: 9,958 (3,323 US + 6,635 Foreign) Number of online credit report free New Orleans bonds held: 4,486 (4,450 nominal bond + 36 online credit report free New Orleans TIPS bonds) Expense ratio: 0.17% ($170 a year on a $100,000 balance) This is an income-oriented balanced fund, which online credit report free New Orleans is another way of saying the same thing as above. free credit report credit score
The approximate asset allocation online credit report free New Orleans is 35% stocks, 65% bonds.
I am choosing the Admiral shares as opposed to the Investor shares because the great majority online credit report free New Orleans of people using this for their retirement will reach the $50,000 minimum balance.
Here is the current asset allocation per Vanguard as well as the equity and bond style boxes from Morningstar. Expense ratio: online credit report free New Orleans 0.21% ($210 a year on a online credit report free New Orleans $100,000 balance) The overall asset allocation of the two funds is very similar, especially since you could consider cash/short-term reserves as bonds. credit check online However, how they are constructed is very different.
Target Retirement is passively indexed on a market-cap weighted distribution and holds nearly 10,000 stocks from around the world. Wellesley is actively-managed to include only 60 selected online credit report free New Orleans dividend stocks from primarily large, US companies. As for bonds, Target Retirement follows another market-weighted index of the Barclays Capital U.S. There is online credit report free New Orleans a large chunk of US Treasury, US Treasury Inflation-linked, and US Agency mortage-backed bonds. Wellesley is mostly in corporate investment-grade bonds.
Wellesley is produces more of its returns as income through stock dividends and the higher bond yields online credit report free New Orleans from corporate bonds, with a current SEC yield of 3.28%. annual credit reporting
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